Equity Release with Kiwi Home Assist
A Secure, Transparent Way to Unlock Your Property's Potential
Are you looking to release equity from your property without the stress of traditional methods? Unlike traditional equity release schemes that can erode your property’s value and share of remaining equity, our model offers a fixed, transparent deal that ensures you retain control over your equity and its benefits. Our solution allows you to sell stakes in your home and access funding, all while maintaining a fixed portion of your home ownership that won’t change overtime.
Here’s How It Works:
Our process is simple and fully transparent. Choose how much equity you’d like to release, review a clear offer with no hidden fees, and receive your funds without the complications or ongoing costs associated with traditional loan models.
- 1
Sell a Stake in Your Property
Choose how much equity you want to release. Our team will assess your home and provide a fair, transparent offer.
- 2
Recieve Funding
Access the cash you need easily, without hidden fees or complicated processes.
- 3
Retain Ownership
The equity share you don’t sell remains the same, there is no continued equity leak common to loan based models.
- 4
Enjoy Your Home
You continue to live in and enjoy your home while having access to the funds you need..
Avoid the Pitfalls of Loan-Based Equity Release Models
Protect Your Equity from Risk and Loss
By choosing this approach, you avoid the risks and potential losses tied to traditional borrowing or
loan-based equity release models. In such models, accumulating interest and fees can steadily erode your
home’s value, leading to unpredictable equity depletion over time.
With fluctuating interest
rates and complex repayment terms, homeowners usually end up owing more than they initially borrowed, wiping
out a significant portion of their equity and leaving little value in their property. Our model ensures your
remaining equity is protected from these risks, allowing you to maintain control and preserve long-term
value.
What Can You Do with Released Cash?
Discover the flexibility of using your released cash to fund your dreams—whether it's for retirement, home improvements, travel, or securing your family’s future.
Travel
The value of your home typically outpaces inflation, allowing you to use your equity to fund your dream vacations. Whether it's a luxury cruise or exploring new destinations, your equity release can make it happen.
Renovation
Home improvements can be expensive, but with the cash from your equity release, you can upgrade your home without the financial strain. Enjoy a refreshed living space or make essential repairs with ease.
Health Care
Your health is your most valuable asset. Use the released equity to invest in your well-being, whether that means covering medical expenses, joining a fitness program, or simply ensuring you have the best care available.
Alternative to Residential Home Care
You can gradually release your equity to cover the cost of a professional home-based care giver. Enjoy the comfort of your home while being well looked after.
Family Support
Supporting your family financially can take many forms—whether it’s providing a deposit for their first home, covering university fees, supporting a new business venture, or giving memorable gifts to grandchildren. The cash from your equity release offers you the flexibility to help where it’s needed most.
Finance Your Projects
Have a personal or business project that needs funding? Your equity release can provide the necessary capital. From property developments to entrepreneurial ventures, you can finance your ambitions without needing to dip into your savings.
No Hidden Fees, No Interest Rates — Know Exactly What to Expect
Complete Transparency and Certainty
The KHA Model offers complete transparency, allowing you to access the equity in your home without the
uncertainty and hidden costs of traditional equity release methods. There are no hidden fees or fluctuating
interest rates to worry about—just a clear, straightforward process.
You’ll know exactly what
your financial position will be at the time of exit, giving you the peace of mind that you can use your
released equity freely, without compromising your family's inheritance. With the certainty of a well-defined
outcome, you can enjoy your equity guilt-free, confident in what you’ll leave behind.
Note Change: What You Get in Return for Your Stake:
With our Model, the equity stake you sell is fixed from the outset. This means you avoid the unexpected equity loss common in other equity release models, where accumulated interest on loans or hidden fees can drastically reduce your remaining equity. Traditional models often take a disproportionately large stake upfront or erode your equity over time, leaving you with far less than anticipated. With KHA, you know exactly what you're giving up and what you’ll have left, offering you complete transparency and security.
With Kiwi Home Assist, succession planning becomes simple and transparent. You can ensure your family will inherit a clear, fair portion of your property, eliminating the stress of unexpected financial burdens for your loved ones. At the same time, you can enjoy the wealth you've worked hard to build, knowing exactly what value you’ll leave behind—allowing you to use your equity guilt-free and with peace of mind.
Our model offers flexible options to assist your family financially. Whether it’s helping your children with a deposit for their first home or supporting other financial goals, the cash released stays within the family. When your family uses the released equity as a deposit for their home, they effectively spread the value across two properties. Over time, family members can purchase Real Bonds to gradually rebuild your equity stake, ensuring that the wealth you’ve built can continue to benefit future generations.
Who Can Benefit from Kiwi Home Assist Equity Release?
Homeowners with Significant Free Equity
Access the untapped value of your property.
Property Developers
Use your existing properties to fund new developments.
Investment Property Owners
Leverage your current portfolio to invest in additional properties.
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Maximize Your Equity Now
With Kiwi Home Assist, you have a secure, transparent, and flexible way to release equity from your property. Whether you’re planning for the future, supporting your family, or simply enjoying the fruits of your labor, our model ensures you retain control over your financial destiny.