The Kiwi Home Assist Equity Release Process

Begin your journey by expressing your interest in equity release with KHA. You can easily register online or by contacting our dedicated support team. During this initial step, we’ll gather some basic information about your property and your financial goals to help us tailor the process to your specific needs. This is your opportunity to learn more about how equity release works and to ask any questions you may have.

Once you’ve registered your interest, the next step is to define your funding needs. Whether you’re looking to release a small portion of your property’s equity or a more significant amount, we’ll work with you to determine the best approach. We’ll provide a detailed assessment of how much equity you can release based on your property’s value and your financial goals. This step ensures that you have a clear understanding of the potential funds available and how they can be used to meet your objectives.

After finalizing your funding needs, it’s time to enter into a formal contract. Our contracts are clear and straightforward, outlining the terms of the equity release, including the fixed percentage of equity being exchanged for cash. We prioritize transparency, so there are no hidden fees or unexpected terms. This contract provides you with a secure and predictable agreement, giving you confidence in your financial planning.

Once the contract is signed, the agreed-upon funds will be released to you during the agreed lock-in period. You’ll have the flexibility to use these funds as you see fit—whether it’s for home renovations, travel, supporting your family, or any other personal or financial goals. This step marks the point where you can start enjoying the benefits of your equity release.

As the contract reaches its expiration, you’ll have the option to either terminate or renew your agreement. If you choose to terminate, the equity stake that was released is settled according to the terms of the contract, allowing you to close out the agreement. Alternatively, if you wish to continue benefiting from the equity release, you can opt to renew the contract under mutually agreed terms. This flexibility ensures that you remain in control of your financial future, with options to adjust as your circumstances evolve.